Avoid the 10 Most Common Mistakes When Buying Property on the Costa Blanca. Tips from a Local Real Estate Agent with Years of Experience in Spain.

🌴 Dreaming of Property on the Costa Blanca? Read This First.

The Costa Blanca has been attracting buyers for years who dream of sun, sea, and a relaxed lifestyle. Whether you want to invest on the Costa Blanca, find a second home, or move permanently, good preparation is essential.

As an experienced real estate agent on the Costa Blanca, we notice that many foreign buyers make the same mistakes when buying a home in Spain. Below, we share the 10 most common pitfalls—and how to avoid them.

1. Falling in Love Too Quickly with One Property

The first villa with sea views may seem perfect, but emotions shouldn’t drive your decision.
➡️ Tip: View multiple options, compare prices, and seek advice from a local real estate agent on the Costa Blanca who knows the market.

2. Skipping Independent Legal Verification

A sunny sales pitch sounds great, but without legal checks, you’re taking a risk.
➡️ Tip: Work with an independent lawyer to review all documents, permits, and debts before signing.

3. Underestimating Additional Costs

When buying property on the Costa Blanca, expect extra costs like taxes, notary fees, and registration.
➡️ Tip: Budget for approximately 12 to 14% extra on top of the purchase price. Your agent can provide a clear cost estimate.

4. Not Applying for an NIE Number or Spanish Bank Account

An NIE number is required to buy property in Spain.
➡️ Tip: Apply for this in advance, along with a Spanish bank account, to ensure smooth property purchase assistance in Spain.

5. Assuming the Process is the Same as in Belgium or the Netherlands

The Spanish real estate market operates differently. Contracts, deposits, and notary fees aren’t standardized everywhere.
➡️ Tip: Trust a real estate agent on the Costa Blanca with experience in assisting foreign buyers. Steps in the sales process

6. Underestimating the Importance of Location

A house may be beautiful, but the neighborhood determines your quality of life and the value of your investment.
➡️ Tip: Visit different regions on the Costa Blanca to find where you feel most at home.

7. Ignoring Community Fees and Maintenance Costs

Apartments and urbanizations often have monthly fees.
➡️ Tip: Always ask about the community fees (gastos de comunidad) and inquire about future renovations. More info on taxes and costs when buying a home in Spain

8. Not Verifying Legal Compliance

Not all properties are fully legal or properly extended.
➡️ Tip: Check the legal status via the land registry (Registro de la Propiedad) before purchasing.

9. Lacking a Financial Plan or Mortgage Preparation

Spanish banks have different rules for non-residents.
➡️ Tip: Discuss financing in advance and consider professional advice if you want to invest on the Costa Blanca. More info on mortgages

10. Assuming Everything Will Work Out on Its Own

A relaxed Spanish lifestyle doesn’t mean your paperwork can be casual.
➡️ Tip: Keep track of all documents, payments, and deadlines, or work with an agent offering full property purchase assistance in Spain.

☀️ Conclusion: Being Well-Prepared Means Worry-Free Enjoyment

Buying a home in Spain can turn your dream into reality—if you follow the right steps. With professional guidance, legal certainty, and knowledge of the region, your purchase will go smoothly.

Want to invest on the Costa Blanca or buy a second home? Choose a registered real estate agent!
As an experienced real estate agent on the Costa Blanca, we guide you from the first viewing to the key handover—transparently, personally, and in your own language.